Mega Deduction Calculator
Instant download ยท $47 CAD

Walk into your accountant's office with a plan, not a question

The Mega Deduction is worth thousands to most owner-managed businesses this year, but only if the right things are bought, owned and in service before the right date. The Playbook turns a news headline into a purchase list your accountant can sign off in one email.

Year-end planning kit

The Mega Deduction Year-End Playbook

Everything you need to walk into your accountant's office with a plan instead of a question. Built for owner-managed Canadian businesses that expect a profitable 2026.

  • Excel purchase planner with every province's rates and every CCA class pre-loaded. Model up to 12 purchases, see the year-one deduction, tax reduction and 10-year comparison for each.
  • The 41-page Playbook (PDF): eligibility by asset class, the exclusions, 'available for use' rules, financing vs. leasing, recapture risk, CCPC vs. sole proprietor, and worked examples for 12 industries.
  • Accountant brief template (Word): a one-page memo you fill in and send so your accountant can confirm the plan in one email instead of a meeting.
  • 30-day action plan for purchases that must be delivered and installed before your fiscal year-end.

$97$47 CAD one-time, instant download

Get the Playbook

Secure checkout by Stripe. Files delivered immediately after payment. Not tax advice; every plan should be confirmed by your accountant.

What is inside

1. Excel purchase planner

All 13 provinces and territories, 19 asset categories with CCA classes and rates, three tax-rate modes. Enter up to 12 planned purchases and get, for each: eligibility, the year-one deduction, the year-one tax reduction, the old-rules comparison and a 10-year schedule. Totals roll up to a summary you can print.

2. The Playbook (PDF, 41 pages)

The rules in plain language. Eligible vs. excluded property with class numbers. The 'available for use' test with examples. Financing vs. leasing. Recapture and how to plan for it. Corporations vs. sole proprietors. The purchase price allocation trap when buying a business. Twelve industry chapters with worked numbers.

3. Accountant brief (Word)

A one-page memo template: your fiscal year-end, expected taxable income, the purchase list with classes and delivery dates, and the specific questions you want confirmed. Fill it in, attach the planner, send.

4. 30-day action plan

A dated checklist from 'estimate income' to 'photograph the installed equipment', so nothing you buy misses the year-end because of a delivery slip or a missing invoice.

Who it is for

Owner-managed Canadian corporations and unincorporated businesses that expect a profitable year and plan to buy equipment, vehicles, software or machinery worth $10,000 or more in the next 12 months. Contractors, clinics, restaurants, farms, manufacturers, agencies, trucking companies, shops and professional firms.

Who it is not for

Businesses buying real estate or a franchise (excluded), businesses with a loss year (the deduction has no value until there is income), or anyone who wants tax advice: this is a planning kit and every plan should be confirmed by your accountant. If it turns out not to fit your situation, write to us within 7 days and we refund it.

What you get, delivery and refunds

Price and delivery

One-time payment of $47 CAD. No subscription and no recurring charge. The moment payment succeeds you are taken to a download page with all four files: the Playbook (PDF), the purchase planner (Excel), the accountant brief (Word) and the 30-day action plan (PDF). Nothing is shipped.

Refunds and support

If the kit is not right for your business, email support@megadeduction.ca within 7 days of purchase, quote your receipt, and tell us in a line what you needed that it did not cover. We refund the full amount. We read every one of those lines, because they tell us what to write next.

Same address for a download that will not open, or any other question. We reply within one business day.

Mega Deduction Calculator is an independent publisher of business reference material. We are not an accounting firm, we do not file returns and we do not provide personalised tax advice.

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